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Financing calculators
The loan behind the deal, worked in full: the monthly payment from price, rate, and term; the amortization schedule that shows where every payment actually goes; and the refinance break-even that tells you whether a new rate is worth its closing costs.
Every calculator prints the formula it ran and cites its source. Rates and terms are yours to enter — nothing is a hidden constant — so the numbers reflect the loan in front of you, not a national average.
Monthly principal & interest from price, rate, and term — plus taxes, insurance, and HOA — with the amortization formula shown.
Open tool →Refinance CalculatorCompare your current loan to a new one — monthly saving, the break-even point on closing costs, and lifetime interest — so a lower rate that quietly costs more can't hide.
Open tool →Amortization Schedule CalculatorThe full payoff table — how every payment splits between principal and interest, the balance year by year, and how extra payments cut interest and shorten the loan.
Open tool →Rent vs Buy CalculatorCompares the full net cost of buying against renting over your holding period — appreciation and equity against the opportunity cost of your down payment — so a fair answer replaces the “rent is throwing money away” myth.
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